Certified Preowned Vehicles


10026 York Rd
Cockeysville, MD 21030410-656-8787

Frederick - 355

5616 Urbana Pike
Frederick, MD 21704 301-663-4456

Frederick - Rt 40

8594 Baltimore National Pike
Ellicott City, MD 21043240-439-6910

Ellicott City

8594 Baltimore National Pike
Ellicott City, MD 21043410-401-4040


1071 Baltimore Blvd
Westminster, MD 21157667-314-3777

Hi Lo Auto Sales Car -Truck Sales - Frederick MD

Hi Lo Auto Sales Offers Simplified Purchasing of Cars & Trucks in Frederick, MD.

Truck Financing

Purchasing Your Truck

Hi Lo Auto Sales is the leading used car & truck dealer in Maryland, covering West Virginia, Pennsylvania, Delaware, and Virginia. We have a dedicated truck financing team that is second to none in the auto industry, and we have a fantastic track record at securing used truck financing for all credit situations.

We have vehicle financing partners for mainstream, good credit buyers, and specialty programs for those with less-than-perfect credit.

Here are some recent examples of used truck loans we have secured:

John H. purchased a Ford F250 truck, fully loaded with a credit score of just 540!

Carl Y. purchased a Chevrolet Avalanche LTZ with a bankruptcy on his credit record.

Jon B. bought a Chevrolet Silverado with nothing down and drove off the lot the same day!


We provide a seamless used vehicle buying experience, with no pressure, and a simple process to finding and financing your next vehicle. Our goal is simple: to put you in the car or truck you want, at a price you can afford, and stand by our vehicles with a 6 month or 6,000-mile warranty that can’t be beat!

No matter what your credit or financial situation, we will work with you to secure the very best terms and we have a 100% approval record for financing.

Check out Our Great Selection of Quality Vehicles

We are constantly sourcing high-quality cars & trucks from a wide variety of sources, but we then put every vehicle through a comprehensive inspection check and ensure they are inspected and fully serviced before they are placed on our lot.

Whether you are looking for a Chevy, Ford, Dodge,  Nissan, Ram, or Toyota – we have the inventory to deliver the used car or truck you are looking for.

Pre-approved Purchasing Program

Because of our preferred partner status with mainstream lenders such as Capital One, Nymeo, Ally, and more, we can offer a pre-approval program that means you already know what you qualify for before you start looking for a vehicle to buy.

Contact our Financing Department using the secure application form on the right.

Get Started Today!
Fill out our secure online application.

Applicant / Cosigner Information

Employment Information


Housing Information

per Month


Terms : I certify that the above information on this application for credit and any attachments I may send regarding this application are accurate and complete. I authorize and instruct any person or consumer reporting agency to compile and furnish any information it may have that may be required for the purpose of a credit transaction and agree same information shall remain your property whether or not credit is extended. I authorize you to obtain information from others concerning my credit standing and other relevant information impacting on this application and to provide others with information about your experience with me. I understand that I must update this credit information at your request and if this credit information changes.

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